Frequently asked

Questions about your ledger

How Single Use, Monthly, and Annual plans work, how the weekly agent behaves, and how your data is handled.

What is NegoVitae, exactly?

An agentic AI that opens a private Capital Ledger for your career or your business. Tell it the facts — your role and industry, or your business and stage — and it computes a Capital Index score across five dimensions, builds a 90-day roadmap, drafts ready-to-use written assets, and recommends this week's highest-leverage actions.

It's not a resume builder or a chatbot you talk to. It's a staged reasoning pipeline: diagnose → roadmap → artifacts → actions, each stage grounded in the one before it.

What exactly happens when I click "Run the agent"?

Four things, in order, every time:

  • Plan check. NegoVitae confirms you're signed in and have an active plan — Single Use, Monthly, or Annual — for the track you've selected.
  • Payment, if needed. No active plan yet? You'll complete checkout for the plan you chose before anything generates. This is enforced on our servers, not just hidden behind a button — there's no way to generate a Ledger without a completed payment.
  • Generation. The moment payment clears (or immediately, if you already have an active plan), the four-stage pipeline runs and your full Capital Ledger is built and saved to your account.
  • Certificate. A downloadable, hash-verified PDF Certificate of Record is ready the moment generation finishes — right there in the same session, and anytime afterward from My Account.

There's no separate "unlock" step and nothing partially withheld — what you pay for is what you get, in full, immediately.

What is the PDF Certificate of Record?

Every Ledger you generate — Single Use, Monthly, or Annual alike — gets a downloadable PDF containing the full Ledger content plus a SHA-256 hash computed over that exact content, your account, the track, the plan it was generated under, and the generation timestamp. Downloading it recomputes that hash live and states plainly whether it matches the record on file, so it's a verifiable artifact, not just a formatted export.

Download it right after generation, or anytime later from My Account, which keeps a full history of every certificate you've generated.

Is it free?

No — NegoVitae™ has no free tier and no trial. Every ledger is a paid engagement from the first run, priced one of three ways: a one-time Single Use fee, a Monthly Subscription you can cancel anytime, or an Annual Subscription billed once a year at a locked-in rate.

Career Enhancement and Business Development are priced separately, since they're different products. See Pricing & Subscription for current rates and what each plan includes.

Do I need to create a password?

No. Signing in is passwordless: enter your email, we send you a one-time link, and clicking it signs you in. The link expires after 15 minutes and only works once. We never ask for or store a password.

Where do I manage or cancel my plan?

Sign in at My Account to see your plan status, renewal date, and payment history for both Career Enhancement and Business Development. Monthly subscriptions can be cancelled there in one click. Annual is a fixed, non-cancellable term, so there's nothing to cancel until it runs out.

What's the difference between Single Use, Monthly, and Annual?

Single Use pays for one complete ledger — diagnostic, roadmap, written assets, and this week's actions — with no ongoing commitment and no weekly agent. Want another read later? Buy Single Use again.

Monthly and Annual both add the standing weekly agent and let you re-run your ledger as often as you like. Monthly can be cancelled anytime; Annual is a fixed, non-cancellable term billed once a year at a lower effective rate.

What is the weekly autonomous agent?

For Monthly and Annual subscribers, a scheduled function re-reads your latest saved ledger once a week, reasons about it fresh, and emails you newly generated next actions — with no need for you to open the app. It's the part that keeps working after you close the tab. Single Use ledgers don't include this ongoing scan.

Want it stopped? Cancel your Monthly subscription anytime from My Account — it stops future billing, and the weekly agent runs through the end of the period you already paid for, then stops. Annual is a fixed term, so email us if there's a genuine problem.

What AI models power this, and is my info used to train them?

Three of the four ledger stages — diagnose, roadmap, and actions — plus the weekly scan, run on Groq (OpenAI GPT-OSS 120B). The artifacts stage, which drafts your written assets, runs on Cerebras (Gemma 4 31B). Each request sends only what that stage needs (your facts and, at later stages, the prior stage's output) — we don't maintain a running chat log with either provider.

See our Privacy Policy for the full breakdown of what's shared and with whom.

Is this legal, financial, tax, or career-coaching advice?

No. NegoVitae™ provides general career and business guidance generated by an AI agent. It's not a substitute for advice from a qualified professional, especially before decisions with real consequences — resigning, signing a contract, changing your pricing, or raising capital.

What if I want a refund?

All NegoVitae™ payments are non-refundable on request — Single Use, Monthly, and Annual alike. Monthly subscriptions can be cancelled anytime to stop future billing, but the period you've already paid for isn't refunded or prorated. Annual subscriptions run a fixed, non-cancellable term and aren't refunded partway through.

If you open a dispute or PayPal issues you a refund anyway, your access — including the weekly agent, where applicable — is revoked automatically once PayPal notifies us.

Is my payment information safe?

Payment runs entirely through PayPal's own checkout. NegoVitae™ never sees or stores your card details — we only receive PayPal's confirmation that a payment completed.

How do I delete my data?

Email support@negovitae.com and we'll delete what we control. Some payment records may need to be kept longer where required by law.